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Personal Deposit Accounts

Personal Checking Accounts

Find your fit. Our checking account options provide you with peace of mind when tailoring your financial needs.

Freedom Personal Account

  • $100.00 minimum opening deposit
  • No monthly service charge
  • No per check charge
  • Initial Debit/ATM card free
  • Two free images per month (Additional images $1.00 each)
  • Bounce Protection

Regular Checking

  • $100.00 minimum opening deposit
  • $6.00 monthly fee if balance drops below $500.00
  • No per check charge
  • Check images returned in statement
  • Initial Debit/ATM card free
  • Bounce Protection

Senior Citizens Account (60 Years of Age)

  • $100.00 minimum opening deposit
  • No monthly service charges
  • No minimum balance required
  • No per check charge
  • Bank Logo Checks ordered at a discount
  • Two free images per month (Additional images $1.00 each)
  • Initial Debit/ATM card free
  • Bounce Protection
Personal Interest-Bearing Accounts

Money Market Deposit Accounts

  • $100.00 minimum opening deposit (subject to monthly fee)
  • $10.00 minimum balance fee if balance drops below $2,500 any day of the month
  • Limited to six (6) transfers per month (up to 6 checks, drafts, debit card transactions, etc.)
  • $10.00 fee for excess transactions (more than six (6) per month)
  • Continued excess transactions will result in account being converted to a non-interest bearing account
  • Interest earned on collected balance and credited on statement date
  • Interest rate may change at any time

Savings Accounts

  • $100.00 minimum opening deposit
  • $100.00 minimum balance to earn interest
  • $5.00 minimum balance fee if balance drops below $100.00 (per quarter)
  • Limited to six (6) transfers per month (up to 6 checks, drafts, etc.)
  • $1.00 fee for excess transactions (more than six (6) per month)
  • Continued excess transactions will result in account being converted to an interest-bearing NOW account
  • Interest earned on collected balance and credited on statement date
  • Interest rate may change at any time
  • Initial ATM card is free

NOW Accounts

  • $100.00 minimum opening deposit (subject to monthly fee)
  • $7.50 monthly service charge if balance drops below $500.00
  • No per check charge
  • Images returned in statement
  • Initial Debit/ATM card free
  • Interest earned on collected balance and posted on statement date
  • Interest rate is subject to change
  • Bounce Protection
Certificate of Deposit (CD)

For your investment needs, please contact us for current rates.

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