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Business and Agricultural Loans

At First National Bank, Cortez we offer a variety of commercial and agricultural loan products to fit your business’s needs. Our loan decisions are made locally which results in quicker turnaround times, competitive rates, terms tailored to fit your business, and long-term relationships with our borrowers. To learn more, come talk face to face with one of our experienced lenders and learn how we can help with achieving your financing and business goals.

2023 SBA Colorado Rural Lender of the Year!

Commercial and Business

Under our commercial and business loan program we offer both term loans and lines of credits. This can include purchasing or refinancing commercial real estate and equipment or an operating line of credit to help with the seasonality of most business operations.


Connect with a Commercial Lender Today


We have experienced lenders that understand the unique financing needs of agricultural producers. Whether it’s financing for livestock, crops, agricultural land, equipment, or operating lines of credit, we have a solution for you.


Connect with an Agricultural Lender today


Whether you are looking at building your own home or speculative home for resale we have the construction financing for you. Our lenders are highly experienced in construction financing and we partner with local contractors to make the process smooth and painless.  Convert your construction loan to permanent financing easily with our mortgage products, including options for a one time close.


Connect with a Construction Lender today

Quick Loan Program

Need your funding fast? FNB’s quick commercial and agricultural loan program is for you. It can be used for a variety of funding purposes up to $50,000. A simple one-page application* is all that is required. Once the application is submitted you will receive a loan decision within 24 hours and funding within days. Some restrictions apply.


*Start-ups businesses will need to provide one year of financial projections*


Apply today