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Credit Cards

Personal Debit & Credit Cards

Debit Card

A busy life calls for a fast and efficient way of paying for the items you need. With the First National Bank Debit Card you have 24-hour access to your money for point of sale transactions or fast cash at the ATM.



First National Bank, Cortez Visa Debit Cards are not charged for using the ATM located at the bank. A $1.00 fee will be assessed when ATM transactions are conducted at other bank locations. Please be aware those other bank locations may charge a fee in addition to the $1.00 fee.


Maximum Daily Withdrawal Limits

The daily maximum limit on a First National Bank, Cortez Visa Debit Card is $500 for ATM withdrawals and $1,000 for Point of Sale purchases. Point of Sale purchases include transactions made online, by telephone or at a merchant location.

Personal Credit Card

Building a successful financial plan takes the right resources. That’s why we work hard to provide you with quality services and products like our personal credit cards. We have partnered with TCM Bank, N.A., to offer Platinum Visa® credit cards.

Our credits cards offer hometown convenience, worldwide acceptance, and great benefits.

Three great options from the bank you know best:

  • Rewards Platinum – Earn one point per dollar on net purchases and redeem them for merchandise, rental cars, travel and more. Visit for details.3
  • Cash Rewards Platinum – Earn 1% cash back on all net purchases.3
  • Platinum Edition – No penalty APR and competitive rates. *

Enjoy the following features with all of the above options:

  • Competitive Rates*
  • Mobile payments like Apple Pay® and Google Pay™ for a safe and secure way to pay
  • Free FICO® Score1
  • Cell Phone Protection2
  • Fraud Monitoring and Zero Fraud Liability
  • SecurLOCKTM Email and Text Fraud Alerts
  • 24hr online access for card management at & My Card Mobile app

Apply Now

* See the card application’s Important Disclosures for current terms, rates and fees. This card is issued by TCM Bank, N.A. Subject to credit approval.

1FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries. FICO® Scores are updated monthly. You may not see your FICO® Score right away. Some exclusions apply. Cardholders receiving employee pricing are not eligible.

2Certain terms, conditions and exclusions apply. In order for the coverage to apply, you must charge your eligible cellular wireless bill to your covered TCM Bank-issued card. To learn more about this benefit or to file a claim visit the FAQ section at or call 1-866-894-8569.

3 In order to access rewards, your account must be open and in good standing. Available with Rewards Platinum and Cash Rewards Platinum credit cards only. To access rewards, your account must be open and in good standing.