Freedom Account

Designed for those who want a basic checking account without service charges.

Features and Benefits

  • No minimum balance required
  • No monthly Service Charge
  • No per check Charge
  • Unlimited check writing
  • Free ATM or Visa Debit Card
  • Two free images per month… Additional images $1.00 per month
  • Bounce Protection

 

Regular Account

Designed for those wanting a little more than what Free Checking offers and minimal Service Charges.

Features and Benefits    

  • Minimum Balance fee if balance drops
  • below $500.00 any day of the month…$6.00
  • No per Check charge
  • Images returned in statement
  • Free ATM or Visa Debit Card
  • Bounce Protection

 

Banclub Account

Designed for those wanting a little more flexibility and features at a minimal service charge.

Features and Benefits

  • No minimum balance required
  • $7.50 provides the following
  • Special checks at no charge
  • or half price designer checks
  • Images returned in statements
  • Accidental Death Insurance
  • Nationwide Discount Program
  • Free ATM or Visa Debit Card
  • $9.50 provides extra insurance
  • Bounce Protection

 

 Senior Citizen Account

Designed for those who have reached age 60.

Features and Benefits

  • Must be 60 years of age
  • No minimum balance required
  • No per check charge
  • Checks not returned in statement
  • Special Checks at a discount
  • No monthly service charge
  • Two free images per month…additional images $1.00 each
  • Free ATM or Visa Debit Card
  • Bounce Protection

 

Now Account

Designed for those who keep a little higher balance and want to earn interest income.

Features and Benefits

  • Minimum balance fee if balance drops below $500.00 any day of the month …$7.50
  • No per check charges
  • Images returned in statement
  • Free ATM or Visa Debit Card
  • Interest earned on collected balance and credited on statement date
  • Interest rate may change at any time
  • Bounce Protection

 

Money Market

Designed for those who keep higher balances and want to maximize interest income.

Features and Benefits

  • Minimum balance fee if balance drops below $2,500.00 any day of the month…$10.00
  • Limited to six (6) transfers per month
  • One time fee for excess transactions (more than six per month)… $6.00
  • Continued excess transactions: account moved to non-interest bearing account
  • Interest earned on collected balance and credited on statement date
  • Interest rate may change at any time
  • Bounce Protection